Answers to the most common questions about IndexAlpha — what the platform does, how pricing tiers work, how the analytical methodology is grounded, and how to get started. If your question is not here, email hello@indexalpha.ai — we respond within 24 hours.
IndexAlpha is an institutional-grade stock research and portfolio risk analysis platform built for individual investors. The platform surfaces three analytical workflows: multi-factor stock research, Value-at-Risk and historical-scenario portfolio modelling, and a research assistant that returns structured analytical cards. Every output is auditable — the underlying methodology and inputs are visible alongside the result.
Visit indexalpha.ai in any modern browser. No installation required.
Three workflows are available immediately: multi-factor stock research, portfolio risk analysis, and the research assistant. Sample portfolios let you exercise the full analytical surface before entering your own data.
Sign in to save portfolios and watchlists, enable continuous risk monitoring, and unlock working-tier allowances.
An institutional-grade stock research and portfolio risk analysis platform built for individual investors — multi-factor scoring, Value-at-Risk modelling, historical-scenario stress testing, and a research assistant returning structured analytical output.
Starter tier for evaluating the platform with a daily research and assistant allowance; paid Investor tier as the working tier for active research workflows with higher allowances, deeper analytical depth, and priority compute. Pricing on the pricing page.
Stock research and the research assistant are usable without an account. Saving portfolios, watchlists, and continuous risk monitoring require sign-in.
No. IndexAlpha is a research and analysis platform — every output is auditable analytical work product, not personalized advice. We are not a registered investment adviser. For personalised advice, consult a licensed professional.
Equity prices update during market hours. Fundamental data refreshes within 24 hours of each quarterly earnings filing. Multi-factor scoring recalculates daily before US market open.
Three concurrent methods: Value-at-Risk via Monte Carlo (10,000 paths) and parametric Cornish-Fisher; Conditional VaR for tail-loss measurement; historical-scenario stress tests replaying your exact holdings through the 1987, 2000, 2008, 2020, and 2022 crashes. The Federal Reserve's historical S&P 500 series and equivalent international data feed the historical scenarios.
The 2020 COVID crash was a 34% S&P drawdown over 33 days with recovery in ~5 months — sharper but shorter than 2008's 57% decline over 17 months that took ~49 months to recover.
Bloomberg, FactSet, and Refinitiv are built for institutional desks with five-figure per-seat subscriptions. IndexAlpha delivers the analytical depth individual investors actually need — multi-factor scoring, Value-at-Risk, historical-scenario stress testing — at a fraction of the cost, on a workstation tuned for individual decision-making.
6,000+ equities across NYSE, NASDAQ, AMEX, LSE (London), ASX (Sydney), HKEX (Hong Kong), SGX (Singapore), and JPX (Japan).
Encrypted in transit and at rest on Google Cloud infrastructure. Never sold. Portfolios, watchlists, and research history deletable on demand.
Against Yahoo Finance or Google Finance, IndexAlpha's distinct value is analytical depth — Value-at-Risk modelling, historical-scenario stress testing, and multi-factor scoring are not surfaced on either. Against Bloomberg Terminal, FactSet, or Refinitiv, the depth is comparable on the analytical workflows individual investors actually need, on a workstation tuned for personal decision-making rather than market-making, at a fraction of the institutional cost. The CFPB's investing resources remain the best government-published primary reference for foundational concepts.
Beginners: If you are new to investing, start with the AI chat. Ask "What's a stock?" or "Should I invest in the S&P 500?" and work from there. You do not need to create an account.
Intermediate investors: If you already invest, the portfolio risk tool is the fastest way to see if your holdings have hidden concentration. The stock research tool is most useful as a second opinion before adding a new position.